Self Directed IRA’s – Real Estate Investing

Self Directed IRA is unique because of the available investment options. Self-directed ira has an IRA owner, a custodian and listed beneficiaries, like any other IRA account. Self-directed ira has a designated custodian that handles the paperwork and other administrative duties for the retirement account. Self directed ira is a good choice for a retirement account. Self directed ira is an IRA account that you directly control and direct into investments of your choosing. Self-directed ira is a retirement savings plan where you choose the investments put into the account. Self directed ira is a retirement plan therefore, the benefits you will get is for your future needs. Self directed ira is a good, long-term investment tool for the real estate investor. Real estate is not the only investment that self-directed IRA holders make, though. Self-directed ira is ideal for investors comfortable with making their own investment decisions. Self directed ira is often a suitable option for those who understand asset management well. Self-directed ira can be a great vehicle to increase your earnings for your IRA investments. Self-directed ira is quite simple to set up and assistance is available if you need it. Self-directed ira has shown significant growth in popularity since the recent economic downturn. Self-directed ira is one concept which is increasingly gaining popularity among large sections of retirees. Self-directed ira is an amazingly flexible wealth building tool and can own almost anything, including a business. Self-directed ira could also be created with the ability to have check book control of the funds. Real estate is the number one investment held in self-directed IRAs, maybe it’s the right one for yours’. Real estate is amongst the more “recession-proof” type of investment options when held as a rental property. Real estate is an excellent investment choice because of its stability and its high potential to generate wealth.

Be sure to check out Florida’s Premier Hard Money Professional – Mark Battles with Battles Capital Investments Inc. Orlando, Florida Ph: 407-575-4005 or visit: www.HardMoney.pro.

mark_cutMark Battles
Vice President
Battles Capital Investments Inc.
Ph: 407-575-4005

 

Asset Based Lending

Asset based lending is a widely accepted business finance tool.  Asset-based lending is also referred to as asset-based financing or commercial finance.  Asset based lending can help a small business grow in many ways.  Asset-based lending can help companies weather a temporary cash flow issue or make strategic moves to improve their market positions.  Asset based lending can immensely benefit those companies, which are crippled by sudden cash crunch.

Asset-based lending is a way for rapidly growing or cash-strapped companies to meet their short-term financing needs.  Asset-based lending is a well-established senior financing option for many small and medium sized companies during any economic cycle.  Asset based lending is most often used in financing a company’s rapid growth when there is insufficient equity capital.  Asset-based lending is not typically used for purchases with a set dollar amount, like a truck or property.  Asset based lending may not flash with the glamor of billion dollar revolving lines-of-credit to Fortune 100 corporations.

Asset based lending is a financial service common among most prominent banking institutions.  Asset based lending is not a sales transaction, but a debt service facility.  Asset based lending can leverage the accounts receivable to receive required funds.  Asset-based lending is sought when a company needs to raise funds they cannot raise by other means.  Asset based lending is any kind of loan that is secured by an asset.

Asset based lending is done on basis of the asset that you collateral with the lender.  Asset based lending is an actual loan that the borrower can use on daily basis.  Asset-based lending is sometimes closely linked to the lender’s confidence in the management of the borrower.  Asset based lending is one of the few factors making a positive difference in a recovery from the recent recession.  Asset-based lending is valued by borrowers due to its lower cost, high flexibility and consistency, despite economic factors.

Be sure to check out Florida’s Premier Hard Money Professional – Mark Battles with Battles Capital Investments Inc. Orlando, Florida Ph: 407-575-4005 or visit: www.HardMoney.pro.

mark_cutMark Battles
Vice President
Battles Capital Investments Inc.
Ph: 407-575-4005

 

Real Estate Investment Loans

Real estate investment loans are known by various terms dependant upon the lender. If you’re using a seasoned private investor, they may refer to it as a hard money loan or an equity loan. the concept is exactly the same — you receive funding based on the amount of equity i.e. collateral you have in the deal. And since the loan is a short term loan, and easier to qualify then typically the interest rates are higher than conventional real estate loans.  Getting realestate investor financing with poor credit can actually be challenging, but not always. There’s a common saying that goes “when there’s a good deal there is always  money available”. That holds true especially in real estate. Hard money lenders are simply interested in getting their funds back, along with the return of investment (i.e. interest, points, or equity share). With this being  said you don’t necessarily need to have a significant income, great credit rating, or a huge amount of assets to obtain a loan that you do with the large banking institutions. You simply need a deal that’s sufficiently strong enough to really make the investor comfortable that they will get their money back with their return. Basically we continue to experience one of the most severe declines in real estate,  the need for sufficient financing resources continues to be a vital requirement of real estate investment deals.  Stringent guidelines such as limitations on the amount of financed homes a borrower can have, LTV’s , debt to income ratios, and asset reserves have prevented most property investors from increasing their real estate investment portfolios.  With investor financing loans, your credit score is generally not an issue. You don’t always need to present evidence of employment because it’s fully understood that you’re in the real estate investment business. Additionally, real estate investor loans are generally made for a twelve month term and your approval is based on the equity in your deal.

Be sure to check out Florida’s Premier Hard Money Professional – Mark Battles with Battles Capital Investments Inc. Orlando, Florida Ph: 407-575-4005 or visit: www.HardMoney.pro.

mark_cutMark Battles
Vice President
Battles Capital Investments Inc.
Ph: 407-575-4005

 

 

Hard Money Lending to the Rescue

In the current crises Florida private hard money lenders are saving the day. Hard Money Lenders funded by wealthy individuals, hedge funds or investment companies are looking to fund real estate investors and borrowers to improve their personal portfolios. These lenders are those who were either unaffected by the credit crises or ones who earned big before the crises and are looking to invest in lucrative sources now.

Compared to Florida conventional loans it’s much easier to close private hard money loans in a matter of days. Since there are no loan committees or complicated analysis and calculations to deal with, these investors are easy to convince and close private loans.

Florida Hard Money Lending is equity based, loans requests are not dependant on the credit history of borrowers. It is essential the property has significant equity in it. Most Hard Money Lenders will not fund more than 65% of the property price or in case of refinances the market value of a Florida commercial property. Borrowers will require 30-50% or more in cash, since Hard Money Lenders require a higher down payment. Hard cash lenders have less documentation requirements, but borrowers should be prepared to backup any claims with proof. Also hard cash lenders prefer income generating properties.

With financial institutions suffering and bleeding, although they have been handed a meaty bailout from the US Government, private lenders are the saviors of the commercial real estate sector. Florida Private lenders are ready to invest in income deriving commercial properties and feasible projects under development. Borrowers should search for these investors since they are the only bailout strategy that they have.

Be sure to check out Florida’s Premier Hard Money Professional – Mark Battles with Battles Capital Investments Inc. Orlando, Florida Ph: 407-575-4005 or visit: www.HardMoney.pro.

mark_cutMark Battles
Vice President
Battles Capital Investments Inc.
Ph: 407-575-4005

 

 

Hard Money Saves the Day!

The credit crunch was severe and hurt the common man in all aspects. Over the past 3 years we saw lay-offs, corporations downsizing their operations, banks filing bankruptcy and most crucial of all people getting evicted from mortgaged properties. Conventional Florida lending institutions like banks, insurance companies and investment houses have if not cut-off reduced their lending activity close to nothing. Even the most qualified and capable investors and developers have been refused any funding.
The collateralized debt market has dried up or simply died, with few investors looking to buy mortgage back security notes. Florida Lenders are finding it difficult to fund mortgages that payback, hence no buyers, no sale. Mortgage loans outstanding measure in the range of hundreds of billions with corresponding foreclosures. Borrowers who would have qualified a year or two back are now being actively refused any funding. With banks caught up in the liquidity crunch and still suffering its effects are reluctant to fund even the most qualified borrowers.

Be sure to check out Florida’s Premier Hard Money Professional – Mark Battles with Battles Capital Investments Inc. Orlando, Florida Ph: 407-575-4005 or visit: www.HardMoney.pro.

mark_cutMark Battles
Vice President
Battles Capital Investments Inc.
Ph: 407-575-4005