Robinhood Gold Card Review (No Annual Fee Everything 3% Cashback) (2026.7 Update: Has FTF Now)
[2026.7 Update] This card previously had no foreign transaction fee (FTF). Robinhood has quietly updated its terms, and cards applied for on or after July 1, 2026 will carry a 3% FTF. Existing cardholders are not affected for now, although there is no guarantee that Robinhood will not quietly revise the terms again in the future.
Application Link
Features
- Earn 5% cash back when you book travel through the Robinhood travel portal.
- Earn 3% cash back on all categories! There’s no cap.
- Metal card, 17g in weight.
- No annual fee. Actually you need to be a Robinhood Gold member to apply for this card, so equivalently the annual fee comes from Robinhood Gold membership which is $5/month.
Disadvantages
- It seems there is no sign-up bonus.
- Certain transactions are not allowed. For example, attempting to use this card to pay estimated taxes (Form 1040-ES) will be declined outright.
- It has a foreign transaction fee, so it’s not a good choice outside the US.
Summary
3% cash back on everything is very nice. It is suitable for lazy people who want a simple one card solution to the game. It even makes me worry whether this card is sustainable.
Historical Offers Chart
This card is not available yet.
Application Link
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[Total: 5 Average: 3.8/5]
