Mercury Business Checking Account Review (2026.11 Update: $500 Offer)
[2026.11 Update] The new account opening bonus is $500. You only need to deposit $5,000, with no direct deposit (DD) requirement or need to tie up your money for months. A generous offer! Deadline: November 30, 2026.
Application Link
Account Basics
- $500 account opening bonus. See the requirements below.
- $0 monthly fee, no minimum balance requirement.
- Free domestic/international incoming/outgoing wire transfers, as long as in USD.
- Mercury is a fintech company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
- According to the official terms and current data points, sole proprietorships are not eligible, so this offer is only suitable for readers who already have a registered company.
Bonus Requirements
- You must be a new Mercury customer.
- Deposit at least $5,000 within 90 days of account opening to earn the $500 bonus. The terms don’t specify a holding period. In theory, keeping the money there for a day should be enough, but there’s no need to rush to move it out that quickly.
Summary
With just a $5,000 deposit, no need to tie up your money for months, and no annoying DD requirement, this $500 bonus is quite attractive! Readers who already have a registered company may want to consider it. For ongoing use, the main benefits are no monthly fee and free USD wires.
Application Link
If you like this post, don’t forget to give it a 5 star rating!
